Delaying adulthood, changing the brain?

New research shows that delaying major life steps like moving out, getting married, and having children is actually changing the brains of young people today. According to Beatriz Luna, a professor of Psychiatry and Psychology at the University of Pittsburgh, that’s actually a good thing, because it gives the brain longer to specialize before it has to stop engaging in “novelty seeking and exploration” to start dealing with the reality of day-to-day life responsibilities. That extra time could result in brains with more “variability and plasticity.”

You can read (or listen to) the whole interview with Dr. Luna, from CBC’s Day Six program, here.


New UK statistics: 25% of adults 50+ have adult children living at home

New research by MetLife shows that 25% of adults over 50 have children aged 18 or older living at home. Here are some of the other findings from the report:

  • 43% of adults living at home pay absolutely no rent and do not contribute financially to the household in any way
  • Parents are spending about 3,700 pounds a year (about $6,000) to feed and house their adult children living at home
  • 21% of parents lend money to adult children (an average of 2,600 pounds, or $4,200) even after they leave home

I’m a huge advocate for adult children making a financial contribution to the household when they live at home (I explain why in this video), so it’s troublesome to see once again that so many parents have adult children living at home absolutely rent-free.


Setting rules for boomerang kids: Sun News Network

Today, Sun News Network has published an in-depth article on how to prepare for boomerang kids to come home, based on my advice:

“There’s a fine line between helping and helping too much, at which point it becomes very easy for your adult child to become dependent on you and not develop the skills they need to become independent,” Christina Newberry of Vancouver says. She’s the founder of AdultChildrenLivingatHome.com and author of The Hands-On Guide to Surviving Adult Children Living at Home.

She offers these tips…

You can read the rest at Sun News Network.


Giving the gift of household peace

If you know a family with adult children planning to move home in the new year, or where adult children are already living at home (and maybe things aren’t going as smoothly as everyone had hoped), you might be thinking about holiday gifts that could help return peace to the household. Since you’re reading this post, you may even have thought about giving a copy of The Hands-On Guide to Surviving Adult Children Living at Home.

You may also be feeling some hesitation, unsure how your friends or loved ones will react to the gift. Will they appreciate it? Or will it get their hackles up if you suggest they may need some help?

What I can tell you is that families who have implemented the advice in my book — and used the family contract template that’s part of the package to create a clear plan for their adult children’s stay at home — say that they have better relationships with their adult children, both during their stay at home and after they leave. Some parents have even told me the book has saved their marriage. What better gift is there than that?

If you want something to wrap and put under the tree, you can get a paperback copy of the book from Amazon (in Canada, Amazon.ca). If you’ve left your gift shopping to the last minute, you can order the eBook for an instant last-minute gift. Both the eBook and the paperback come with the family contract template and a family budget calculator.

Happy holidays to you and yours!

 

 

 

 


How to Have Happy Holidays with Adult Children Living at Home

newebookcoverHaving your adult child living under your roof can have its challenges (and its rewards), but things can get more intense over the holidays, when family tensions tend to build.

If you have an adult child living in your home (or are expecting one to stay with you over the holidays while visiting) the key thing you can do is sit down and talk about what the living situation will be, before your grown son or daughter comes in the door — or soon afterwards.

You need to make sure you all agree about what’s acceptable, and a written agreement can be an great way to make sure you cover all the issues and everyone is on the same page.

After all, the relationship between parents and their children is always a parent-kid relationship, with all that that entails, no matter how old the child is or how long they’ve been on their own.

Here are some issues that should be part of the conversation, to ensure peace and goodwill in your home this Christmas:

Household rules, including swearing, late nights, and noise: Especially if your kids are coming home from college and is used to college-style language, music, and hours. Talk about what you’re comfortable with, and what you’re not.

Who covers additional expenses: If your adult kid is just home for the holidays, this probably isn’t an issue. But if they’re home for a month or more, who’s going to pay for the extra groceries they consume and the electricity they use? Remember that food bills especially can pile up over the holidays.

Which chores your grown kids will be responsible for: A Christmas break with no help from your adult kids could leave you fuming. Make sure you agree on what’s expected beforehand so your kid doesn’t feel imposed upon, and you don’t feel resentful.

For more tips on keeping the peace — at any time of year — check our my 115-page eBook, contract template, and household expense calculator, all for only USD $27.97 now just $19.97 for the holidays for a limited time!


Ouch! One family’s struggle with an adult child moving home

Daisy Goodwin, a writer for the UK paper the Daily Mail, recently wrote about her experience living with her adult daughter, Ottilie, who has recently moved home. And I have to say, Daisy is doing it all wrong. Her 22-year-old daughter is walking all over her and making her miserable in her own home. Here’s what she should be doing differently:

  • “Even before Ottilie moved in, an email arrived laying down her rules: ‘I am not a dogwalker,’ she stressed, putting paid to my hopes of an extra pair of hands to help with my daily chores.”
    I’m sorry, but Ottilie does not get to lay down these kinds of rules. She is an able-bodied adult living in her parents’ home completely rent-free. She absolutely should be a dogwalker – she just needs her mother to work up the nerve to tell her so. And she should be helping with the other chores, too.

  • “And the day after: ‘I think I will need a bigger bed, the one I have at the moment is for a child.’”
    I know it is hard on an adult child’s self-esteem to sleep in a single bed. This is exactly what I did when I moved back in with my parents when I was going through a divorce. It was a difficult symbol to deal with, as it so clearly meant I was not operating in grown-up territory. But it would have been outrageous for me to ask may parents to buy new furniture to accommodate me, and it is outrageous that Daisy did exactly that for her daughter. An adult is absolutely capable of sleeping in a single bed!
  • Then there is the matter of the family car. Every time we go out as a four, there is a moment when, instead of us both automatically climbing into our allotted seats — me in the front and her in the back — we pause. ‘Do you mind?’ I ask. She never objects, but I can see it is only a matter of time before she is asking me whether I mind going in the back with the dog.”
    She may ask, but I sincerely hope Daisy never says yes, unless Ottilie is offering to help share the driving on a long trip.

  • “God, the mess. I am not a fanatically tidy person by any means, but my daughter is the sort of person who leaves a trail everywhere she goes. You can tell a child to tidy up their stuff but when that child is an adult it is rather different.”
    It is absolutely no different when that adult is living in your home. If your adult child wants to keep her own room as a pigsty, bite your lip and just make sure she closes the door. But the rest of the house needs to be comfortable for everyone. This is why I make the distinction between house rules – which parents can and should enforce with their adult children – and life rules, which are a no-no.  The short version is that rules for how adult children behave in the parents’ home are completely fair game. When they’re away from home, even if they live with you, they are adults and should be left to their own devices. With the following exception…

  • “Adults should be allowed to come and go as they please but, when you are lying awake at 3am straining to hear a key turn in the lock, it’s hard to remember that.”
    There is no reason an adult child can’t let you know when to expect them home. I’m not a fan of curfews, but I am a BIG fan of respecting the people you live with, and not causing them to worry about you.

  • Unlike, say, a paying lodger — and no, we are not charging Ottilie rent — no room in the house is sacrosanct, and despite having a perfectly nice room of her own (with a new bigger bed, as requested), she likes nothing better than to spread out on my bed, leaving a spoor of paperbacks and soya-milk cappuccinos in her wake.
    I just cannot understand why Daisy allows this. One of the most important factors when adults live together is that everyone has their own space. Those boundaries need to be established and respected. I cannot imagine ever having behaved in this way, even as a petulant teenager. To do so as an adult is inexcusable, and Daisy needs to tell Ottilie that.

This post has gone on long enough, so I’ll end it there. But parents, please, remember that your home is your home. When your adult children move back in, you need to establish boundaries and outline your expectations so that everyone can live happily together.


My advice featured on Forbes.com

From “The Kids Move Back In: Secrets to Saving Your Sanity (Hint: Cash)” by Vanessa McGrady:

“The short answer is that there is no one approach that works for every family. That said, I do think it’s important for all adult children to make a regular financial contribution to the household , for a couple of reasons,” said Christina Newberry, an expert on adult children living at home. “First, it acknowledges that the parent is taking on extra costs to have them there. Second, it keeps the adult child in the mindset of having a monthly financial responsibility, which is how things will be once the adult child is out on their own. And third, it’s actually good for the adult child’s self-esteem when they feel like a contributing member of the household.”

Read the rest at Forbes.com


Not just adult children moving home

New research shows that in the United States, it’s not just adult children moving back into their parents’ homes. In fact, families are “doubling up” in all kinds of ways — to the tune of 663,000 in-laws and other relatives moving in with family in 2013 alone.

At the same time, more “working-age, unmarried or un-partnered adults” are moving in together as roommates in order to afford their housing costs.

All told, 32% of working age adults are now living in doubled-up homes of one variety or another.

It’s time to work on those communication skills to ensure that all adults sharing a household have the most positive experience possible.

 


Canadian production company looking to speak with families of boomerang kids

Canadian families: A TV production company in Vancouver, BC is looking to hear from you. If you’re interested in being on TV, or just sharing your situation, you can get in contact with them at the email address below. Here’s the scoop:

A Vancouver, Canada production company wants to hear from Canadian parents of 20-something adults who have moved back home and are causing stress. They might be failing to pay rent or other expenses or do their share of the housework, not looking for work, making their parents uncomfortable by bringing home friends or partners, relying on their parents for free childcare, stealing, or dealing with substance abuse issues. All stories and names will be kept completely confidential. If interested, please send an email with a paragraph or two describing your situation to vancouverwritergirl@gmail.com. There is a potential for some assistance, financial or otherwise, to be offered at some point down the road in exchange for willingness to participate in this documentary-style TV series, but a response to this callout in no way obligates the respondent to participate.


Would you help your adult kids with a mortgage down payment?

Canadian parents are finding a way to get the adult children out of their homes — they’re willing to help adult kids with a down payment for their first homes. According to a new report from the Bank of Montreal: “On average, one third of first timers (30 per cent) expects parents or family to assist in their purchase. However, this percentage rises to 40 per cent in Montreal and Vancouver.”

Sal Guatieri, Senior Economist for BMO Capital Markets said, “High prices in a few major cities, and the fact that prices are outrunning incomes in Toronto, are turning off some first-time buyers, while forcing others to go deeper into debt, tap their parents for hefty down payments, and opt for a condo rather than a detached house.”

For context, the average first home in Canada costs $316,100. That means even a 5% down payment is almost $16,000 – a tough amount for a young person to save. So, would you help your adult kids with a down payment?

 

Would you help your kids with a down payment on a home?