Many states are passing legislation that requires employer-provided health care to extend coverage to dependent adult children living at home well past the tradition cut-off age of 19 for non-students.
For example, in Kentucky adult children lliving at home must be covered by the parent’s employer-provided health insurance up to age 25, whether they’re students or not. In New Jersey, depending on the situation, your adult child may be covered up to age 30.
This article looks at the issue from the employer’s perspective, but it also provides a good overview of what the new trends in legislation are. Take a look to see what teh current guidelines are for your state, then make sure you take advantage of them!